Cash Topup

powered by Wincor Nixdorf

Sicap Cash Topup is an innovative solution which dramatically reduces operator prepaid reload commissions. Mobile subscribers can topup their account balances simply by inserting cash into an operator branded ATM.

This service runs on specially designed cash-in ATMs with a custom designed user interface to personalise the operator`s offer. Sicap integrates the ATMs smoothly into the operator’s prepaid, postpaid or convergent billing system and any m-wallet server without the need to involve a banking or ATM network infrastructure.

It is generally agreed that in the prepaid market, ease of credit topup prevents lost ARPU and limits churn. There is therefore a clear need to maximise the number of credit topup outlets and explore new distribution channels. Reseller commissions are typically in the range of 5-20%. Consequently the ambition of operators is to provide user-friendly 24/7 reload services with minimum reseller commissions at the same time.

Sicap Cash Topup directly improves profitability, by allowing operators to add an additional reload channel with zero percent reload commissions. Processing of the entire operation is performed within the operator IT infrastructure.

With Sicap Cash Topup, mobile subscribers are able to topup account balances very easily using customised ATMs. All they have to do is choose the Cash Topup option from the ATM touch screen menu, specify the mobile account they want to reload, and insert bills or coins into the slot. Done. The inserted amount of cash will then be communicated to the billing system and the account will be reloaded instantly. No hassle, no delay, no need for a bank account.

Sicap Cash Topup will allow you to
• reduce high topup commissions to reload distributors
• extend the retail network for reloads with low costs
• use customer interaction to generate additional revenue